Company Profile

• ^{Last updated date: 12.08.2025 | Alexa}

Atom is the UK's first app-based bank and the first digital-only bank to be granted a regulatory licence. The bank operates without physical branches, offering savings accounts, residential mortgages, and business loans entirely via a mobile app. Known as a fintech challenger bank, it focuses on customer experience, competitive rates, and fast, digital-first banking.

Founded: 2014
Founders: Anthony Thomson, Mark Mullen
Website: www.atombank.co.uk