Company Profile

• ^{Last updated date: 19.03.2026 | Anna}

Zopa is a UK-based digital "challenger" bank launched in 2020 that operates with a full banking license, offering savings accounts, personal loans, credit cards, car finance, and current accounts. The bank evolved from a pioneer in peer-to-peer lending into a modern, app-based bank serving over 1.7 million customers, focusing on high-interest savings and user-friendly financial tools

Zopa Bank Limited is authorised by the Prudential Regulation Authority and regulated by both the PRA and Financial Conduct Authority.

Founded: 2020
Founders: Dave Nicholson, Giles Andrews, James Alexander
Website: https://www.zopa.com