Company Profile

• ^{Last updated on March 26, 2026 by Alex}

YAP is the first independent digital banking platform in the UAE and is partnered with Ruya Community Islamic Bank LLC. Clients can get a virtual/physical card. YAP functions as an independent app with no physical branches.

Founded: March 2021
Founders: Marwan Hachem, Anas Zaidan
Website: www.yap.com